You can save hundreds of dollars in finance charges by shopping for a cheap Denton auto loan. Contact several banks, your credit union, and the auto manufacturer's own auto financing company. If you have significant savings earning or a low interest rate, consider making a large down payment or even paying for the car in cash. This could save you as much as several thousand dollars in auto loan charges.
Denton Auto Loan & Financing Companies
Below is a list of Denton auto loan companies and dealers that will work to get you the money you need to get into a new or used car today. View contact information for each Denton auto loan lender, or read tips and advice on how to get the best auto loan rates online!
GET A FAST FREE AUTO LOAN QUOTE TODAY!
| Denton Lenders | Address | Phone Number |
| Bill Utter Ford Inc. | 4901 South I-35 E. Denton, TX, 76205 |
PH: 940-321-7400 FX: 940-321-7580 |
| Classic Isuzu | 4984 S. I-35 East Denton, TX, 76205 |
PH: 940-498-9800 FX: 940-498-9898 |
| Classic Lincoln-Mercury, Isuzu | 4984 South I-35 East Denton, TX, 76210 |
PH: 940-498-9811 FX: 940-497-6532 |
| Classic Mazda | 4984 South I-35 East Denton, TX, 76210 |
PH: 940-498-9800 FX: |
| Eckert Hyundai | 3811 South I-35 East Denton, TX, 76201 |
PH: FX: 940-243-6215 |
| Hollingsworth Suzuki | 3909 Interstate 35e Denton, TX, 76210 |
PH: 940-383-9800 FX: 940-383-9808 |
| Huffines Chrysler Jeep | 5150 I-35e South Denton, TX, 76206 |
PH: 940-321-2504 FX: |
| Huffines Kia | 5150 I-35e South Denton, TX, 76210 |
PH: 972-434-3090 FX: 940-321-5351 |
| James Wood Buick, Pontiac, GMC Truck | 3906 I 35e S Denton, TX, 76205 |
PH: 972-434-1515 FX: 940-349-9651 |
| James Wood Chevrolet, Cadillac, Oldsmobile | 3906 I35e S Denton, TX, 76210 |
PH: 940-591-9663 FX: 940-349-9653 |
| Jim Mcnatt Dodge | 4100 I-35 South Denton, TX, 76210 |
PH: 940-382-5481 FX: |
| Jim Mcnatt Toyota | 4100 South Ih 35 East Denton, TX, 76210 |
PH: 940-382-5481 FX: 940-387-1117 |
| North Texas Nissan | 5650 South Stemmons Fwy Denton, TX, 76205 |
PH: 817-267-6411 FX: 940-321-4924 |
Buying a new vehicle is stressful enough without having to make a decision about how to pay for it. When it comes to Denton auto financing, loans, and lending companies, there many choices are enough to make your head spin. We offer these tips to help you save time and money when it comes to shopping for auto loans online.
Step 1. Review your credit report long before you intend to apply for a loan. Why should you see your credit report before applying for an Denton auto loan? To correct any error before it slows down your credit approval or prevents you from getting the best possible loan terms. It's also smart to review your credit report from each of the three major credit bureaus that operate nationwide-Equifax (www.equifax.com), Experian (www.experian.com) and TransUnion (www.transunion.com).
Step 2. Shop for an Denton auto loan before you visit a dealership or bid for a car online. Contact your bank and several other local lenders. Ask about the auto loans they offer – the number of months for which you can borrow, the interest rates being offered, whether there are penalties if you pay the loan off early, and so on. Ask about other options for financing the car.
For example, some homeowners may want to consider a home equity loan or line of credit instead of a traditional Denton auto loan. Also consider getting pre-approved for your auto loan, meaning a lender evaluates your creditworthiness and explains your auto financing options and likely costs before you buy a car. Consumer advocates also suggest that you not tell the dealer if you've been pre-approved elsewhere for an Denton auto loan until after you've negotiated the best price on a car.
After you know what's available in the marketplace, including the Denton auto loan interest rates, consider learning what the dealers are currently offering. Find out if only certain models are eligible for zero-percent auto financing from the dealer or if a manufacturer's rebate isn't available if you opt for zero-percent Denton auto loan financing. Having this information helps you make a good decision about financing when you're face-to-face with a sales person or finance officer at the car dealer.
Step 3. Be careful figuring out how much to borrow and for how long. Of course, the dollar amount of your auto loan largely will be determined by the sale price of the vehicle minus your down payment, any rebates and the value of any trade-in. But there are other costs that you should consider when deciding how much of a car you can afford and how much of an Denton auto loan you need. Those costs include auto insurance, sales taxes, annual property taxes on the car (if any), and options you may be inclined to buy, such as an extended warranty.
After you determine how big an auto loan you need, try to pick a repayment period that makes sense for you. While it's tempting to go with a longer Denton auto loan to get a lower monthly payment, be careful.
Step 4. Know what you are signing and speak up
if you think there's a problem with your Denton auto loan financing papers. A
variety of laws provide consumer protections in the context of auto loans.
Among them: the federal Truth in Lending Act, which requires lenders to
disclose to borrowers the terms of auto loans(including the Annual Percentage
Rate and the total cost of the loan), and federal and state laws that
prohibit unfair or deceptive business practices.
We do not act as a lender in any way or otherwise provide direct or indirect financing to consumers or influence the approval of credit for consumers seeking automotive loans, vehicle financing, or other credit arrangements. However, we have relationships with other businesses that do provide lending and financing services directly to consumers. By completing our form, you have authorized us to have other businesses assist you in the auto loan and financing process.